Disability



Disability Discharge



Some physical or mental impairment can qualify you for a total and permanent disability discharge on your federal student loans and/or TEACH Grant service obligation.

A Total/Permanent Disability Student Loan Discharge relieves you from having to repay a William D. Ford Federal Direct Loan (Direct Loan) Program loan, Federal Family Education Loan (FFEL) Program loan, and/or Federal Perkins Loan (Perkins Loan) Program loan or complete a TEACH Grant service obligation on the basis of your total and permanent disability. Before your federal student loans or TEACH Grant service obligation can be discharged, you must provide information to the Department of Education to show that you are totally and permanently disabled.

The process of communicating with the Department of Education or related loan servicers may be challenging at times. For this reason, American Student Loan Advocates will work on your behalf to prepare and submit the required documentation for successful discharge of your Federal Student Loans.

If you would like to see if you're eligible for Total Disability Discharge, contact us at (844) 499-5626